With more than 2.3 million people, Houston is the most populous city in the state of Texas. And of the total of that population close to 44% are Latino. Many of which are looking to apply for a personal loan. So if you are looking for financial help there are several lenders who are willing to give you personal loans in Houston.
The following list mentions some of the most common options with which you could solve any problem by applying to one of our lenders:
- Miscellaneous expenses
- Debt consolidation
- Family emergency
- Investment for business
- Refinance Credit Cards
- Establish and Improve Credit
- And more…
Personal loans in Houston can be from $ 100 to $ 100,000 usually, from a 4.99% interest if you request it from the Puss in Boots web platform. The current term will depend on certain factors such as credit history and the use of personal loans.
What do I need to apply for personal loans in Houston?
The most important requirements requested by our lenders are:
- Be over 21 years of age.
- Count on work or a source of income.
- Be a citizen or American resident. (social Security)
- Bank account to deposit.
If you have these basic requirements, you can apply without obligation.
Puss in Boots lenders will ask you to share your personal information in online applications or forms. Example, your social security number and bank account number. In that sense the process should not take more than 10 minutes to complete.
Personal Loans in Houston, Texas According to Your Credit History
When looking to apply for personal loans in Houston, Texas it is very important to know your credit score, your level of debt but even more important your credit history. This is because the lenders evaluate a series of factors at the same time to be able to give you some amount.
So there are some lenders that do not evaluate the credit (especially personal loans with bad credit) we leave the 5 factors that affect your credit score and how to improve them.
That is why we share an average of the terms of personal credits according to your credit score below:
Excellent credit: It makes reference between 670 to 870. You have access to the best terms of personal loans in Nevada and throughout the United States, from $ 100 to $ 100,000 with interest ranging from 4.99% with terms of 3-72 months. Applies to loans for people with excellent credit.
Good credit: It makes reference between 580 to 669. With this score you can access good terms and the difference is the amount you can access, according to our experience you can apply to personal loans of up to $ 50,000 with terms of 3-72 months. Applies to loans for people with good credit.
Bad credit: It makes reference between 350 to 579. With this score it is difficult to access a loan with low interest since for the lenders there is too much risk that you can not pay back. However, it is still possible to get loans up to $ 5,000 and terms from 2 weeks to 24 months. Applies to loans for people with bad credit.
How to Apply for Personal Loans in Houston
Currently, most processes can be done online and applying to personal loans in Houston is now easier. From your cell phone if you want, you just have to enter the Puss in Boots website, where you will find options for all types of loans with more than 100 lenders. Also, I could call you an advisor to assist you while you fill out the applications.
Steps to follow to apply:
- Enter Puss in Boots: Choose and complete the applications you want and thus compare several options.
- Check the terms and conditions: The information of each application completed is sent to your email. Name of the lender, address, amount and conditions in general.
- If approved by a lender : If you are approved with some amount. Usually the lender will call you and give you the option to deposit the approved amount to your bank account.
Some Bank Options for Personal Loans in Houston, Texas:
- Amegy Bank National Association
- Franklin Bank, SSB
- Sterling Bank
- MetroBank, National Association
- Patriot Bank